Tips for ensuring that your home insurance works for you
When calculating the amount you need to insure your home contents for, use the current replacement value rather than the original cost
of goods - which may result in a shortfall.
Review your insurance policy in detail every 6-12 months to offset the risk of under or over insuring your goods.
Make sure you have adequate coverage. Determine your needs and enquire on value added services that will give you more cover and
peace of mind.
Filing a claim is easier when you can prove what you owned in the event of loss. Make sure you have receipts, or even a video of items you
owned in your home, stored in a safe place.
Whenever you install new appliances, or purchase any new items, be sure to add these items onto your policy.
Update your policy after a life-changing event – for example if you recently got married or divorced and
notify PPS STI immediately of any changes in circumstance, to make sure your cover does not get compromised.
Protect your collectables. Do you have a special collection of perhaps stamps, art or personal documents? If so, ensure that you have All Risk insurance to cover accidental losses or damages.
Accidental Damage cover on your home policy protects you from the unforeseen accidents around the house, like dropping your TV when moving it from room to room.
When the contents of your refrigerators and freezers accidentally spoil in your private home, caused by a change in temperature due to load shedding or a power interruption, we’ve got you covered with your Home insurance policy.
Make the intelligent choice.
Protect your assets and safeguard your future with PPS Short-Term Insurance today.